Money and Credit
MONEY and CREDITS

279846 Assertion (A): Collateral is an asset that the borrower owns (such as land, building, vehicle, livestock, deposits with banks) and uses this as a guarantee to a lender until the loan is repaid. Reason (R): Collateral is given as the lender can sell the collateral to recover the loan amount if the borrower fails to repay the loan.

1 Both assertion and reason are true, and reason is the correct explanation of assertion.
2 Both assertion and reason are true, but reason is not the correct explanation of assertion.
3 Assertion is true, but reason is false.
4 Both assertion and reason are false. 1Mark
MONEY and CREDITS

279847 In an SHG most of the decisions regarding savings and loan activities are taken by.

1 Bank.
2 Members.
3 Non-government organization.
4 None of the above. 1Mark
MONEY and CREDITS

279848 How do banks mediate between those who have surplus funds (the depositors) and those who are in need of these funds (the borrowers)?

1 Mutual funds.
2 Share dividend.
3 Loans.
4 Deposits. 1Mark
MONEY and CREDITS

279849 Tick the correct answer. Over the years, Rama’s debt:​​​​​​​

1 Will rise.
2 Will remain constant.
3 Will decline. 1Mark
MONEY and CREDITS

279846 Assertion (A): Collateral is an asset that the borrower owns (such as land, building, vehicle, livestock, deposits with banks) and uses this as a guarantee to a lender until the loan is repaid. Reason (R): Collateral is given as the lender can sell the collateral to recover the loan amount if the borrower fails to repay the loan.

1 Both assertion and reason are true, and reason is the correct explanation of assertion.
2 Both assertion and reason are true, but reason is not the correct explanation of assertion.
3 Assertion is true, but reason is false.
4 Both assertion and reason are false. 1Mark
MONEY and CREDITS

279847 In an SHG most of the decisions regarding savings and loan activities are taken by.

1 Bank.
2 Members.
3 Non-government organization.
4 None of the above. 1Mark
MONEY and CREDITS

279848 How do banks mediate between those who have surplus funds (the depositors) and those who are in need of these funds (the borrowers)?

1 Mutual funds.
2 Share dividend.
3 Loans.
4 Deposits. 1Mark
MONEY and CREDITS

279849 Tick the correct answer. Over the years, Rama’s debt:​​​​​​​

1 Will rise.
2 Will remain constant.
3 Will decline. 1Mark
MONEY and CREDITS

279846 Assertion (A): Collateral is an asset that the borrower owns (such as land, building, vehicle, livestock, deposits with banks) and uses this as a guarantee to a lender until the loan is repaid. Reason (R): Collateral is given as the lender can sell the collateral to recover the loan amount if the borrower fails to repay the loan.

1 Both assertion and reason are true, and reason is the correct explanation of assertion.
2 Both assertion and reason are true, but reason is not the correct explanation of assertion.
3 Assertion is true, but reason is false.
4 Both assertion and reason are false. 1Mark
MONEY and CREDITS

279847 In an SHG most of the decisions regarding savings and loan activities are taken by.

1 Bank.
2 Members.
3 Non-government organization.
4 None of the above. 1Mark
MONEY and CREDITS

279848 How do banks mediate between those who have surplus funds (the depositors) and those who are in need of these funds (the borrowers)?

1 Mutual funds.
2 Share dividend.
3 Loans.
4 Deposits. 1Mark
MONEY and CREDITS

279849 Tick the correct answer. Over the years, Rama’s debt:​​​​​​​

1 Will rise.
2 Will remain constant.
3 Will decline. 1Mark
MONEY and CREDITS

279846 Assertion (A): Collateral is an asset that the borrower owns (such as land, building, vehicle, livestock, deposits with banks) and uses this as a guarantee to a lender until the loan is repaid. Reason (R): Collateral is given as the lender can sell the collateral to recover the loan amount if the borrower fails to repay the loan.

1 Both assertion and reason are true, and reason is the correct explanation of assertion.
2 Both assertion and reason are true, but reason is not the correct explanation of assertion.
3 Assertion is true, but reason is false.
4 Both assertion and reason are false. 1Mark
MONEY and CREDITS

279847 In an SHG most of the decisions regarding savings and loan activities are taken by.

1 Bank.
2 Members.
3 Non-government organization.
4 None of the above. 1Mark
MONEY and CREDITS

279848 How do banks mediate between those who have surplus funds (the depositors) and those who are in need of these funds (the borrowers)?

1 Mutual funds.
2 Share dividend.
3 Loans.
4 Deposits. 1Mark
MONEY and CREDITS

279849 Tick the correct answer. Over the years, Rama’s debt:​​​​​​​

1 Will rise.
2 Will remain constant.
3 Will decline. 1Mark
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