Money and Credit
MONEY and CREDITS

279863 Which of the following is the main informal source of credit for rural households in India?

1 Friends.
2 Relatives.
3 Landlords.
4 Money lenders. 1Mark
MONEY and CREDITS

279864 What do people belonging to poor households lack?​​​​​​​

1 Proper document.
2 Collateral.
3 Certificate of earning.
4 All of these. 1Mark
MONEY and CREDITS

279868 Which one of the following is the important characteristic of modern form of currency?

1 It is made from precious metal.
2 It is made from thing of everyday use.
3 It is authorised by the commercial banks.
4 It is authorised by the Government of the country. 1Mark
MONEY and CREDITS

279721 Assertion (A): Banks charge a higher interest rate on loans than what they offer on deposits. Reason (R): The difference between what is charged from borrowers and what is paid to depositors is their main source of income.

1 Both assertion and reason are true, and reason is the correct explanation of assertion.
2 Both assertion and reason are true, but reason is not the correct explanation of assertion.
3 Assertion is true, but reason is false.
4 Both assertion and reason are false. 1Mark
MONEY and CREDITS

279722 If credit facility applied for is rejected, the reasons therefore should be briefly mentioned in the __________.

1 Loan applications received and disposal register.
2 Opinion reports
3 Loan rejection register
4 None of the above 1Mark
MONEY and CREDITS

279863 Which of the following is the main informal source of credit for rural households in India?

1 Friends.
2 Relatives.
3 Landlords.
4 Money lenders. 1Mark
MONEY and CREDITS

279864 What do people belonging to poor households lack?​​​​​​​

1 Proper document.
2 Collateral.
3 Certificate of earning.
4 All of these. 1Mark
MONEY and CREDITS

279868 Which one of the following is the important characteristic of modern form of currency?

1 It is made from precious metal.
2 It is made from thing of everyday use.
3 It is authorised by the commercial banks.
4 It is authorised by the Government of the country. 1Mark
MONEY and CREDITS

279721 Assertion (A): Banks charge a higher interest rate on loans than what they offer on deposits. Reason (R): The difference between what is charged from borrowers and what is paid to depositors is their main source of income.

1 Both assertion and reason are true, and reason is the correct explanation of assertion.
2 Both assertion and reason are true, but reason is not the correct explanation of assertion.
3 Assertion is true, but reason is false.
4 Both assertion and reason are false. 1Mark
MONEY and CREDITS

279722 If credit facility applied for is rejected, the reasons therefore should be briefly mentioned in the __________.

1 Loan applications received and disposal register.
2 Opinion reports
3 Loan rejection register
4 None of the above 1Mark
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MONEY and CREDITS

279863 Which of the following is the main informal source of credit for rural households in India?

1 Friends.
2 Relatives.
3 Landlords.
4 Money lenders. 1Mark
MONEY and CREDITS

279864 What do people belonging to poor households lack?​​​​​​​

1 Proper document.
2 Collateral.
3 Certificate of earning.
4 All of these. 1Mark
MONEY and CREDITS

279868 Which one of the following is the important characteristic of modern form of currency?

1 It is made from precious metal.
2 It is made from thing of everyday use.
3 It is authorised by the commercial banks.
4 It is authorised by the Government of the country. 1Mark
MONEY and CREDITS

279721 Assertion (A): Banks charge a higher interest rate on loans than what they offer on deposits. Reason (R): The difference between what is charged from borrowers and what is paid to depositors is their main source of income.

1 Both assertion and reason are true, and reason is the correct explanation of assertion.
2 Both assertion and reason are true, but reason is not the correct explanation of assertion.
3 Assertion is true, but reason is false.
4 Both assertion and reason are false. 1Mark
MONEY and CREDITS

279722 If credit facility applied for is rejected, the reasons therefore should be briefly mentioned in the __________.

1 Loan applications received and disposal register.
2 Opinion reports
3 Loan rejection register
4 None of the above 1Mark
MONEY and CREDITS

279863 Which of the following is the main informal source of credit for rural households in India?

1 Friends.
2 Relatives.
3 Landlords.
4 Money lenders. 1Mark
MONEY and CREDITS

279864 What do people belonging to poor households lack?​​​​​​​

1 Proper document.
2 Collateral.
3 Certificate of earning.
4 All of these. 1Mark
MONEY and CREDITS

279868 Which one of the following is the important characteristic of modern form of currency?

1 It is made from precious metal.
2 It is made from thing of everyday use.
3 It is authorised by the commercial banks.
4 It is authorised by the Government of the country. 1Mark
MONEY and CREDITS

279721 Assertion (A): Banks charge a higher interest rate on loans than what they offer on deposits. Reason (R): The difference between what is charged from borrowers and what is paid to depositors is their main source of income.

1 Both assertion and reason are true, and reason is the correct explanation of assertion.
2 Both assertion and reason are true, but reason is not the correct explanation of assertion.
3 Assertion is true, but reason is false.
4 Both assertion and reason are false. 1Mark
MONEY and CREDITS

279722 If credit facility applied for is rejected, the reasons therefore should be briefly mentioned in the __________.

1 Loan applications received and disposal register.
2 Opinion reports
3 Loan rejection register
4 None of the above 1Mark
MONEY and CREDITS

279863 Which of the following is the main informal source of credit for rural households in India?

1 Friends.
2 Relatives.
3 Landlords.
4 Money lenders. 1Mark
MONEY and CREDITS

279864 What do people belonging to poor households lack?​​​​​​​

1 Proper document.
2 Collateral.
3 Certificate of earning.
4 All of these. 1Mark
MONEY and CREDITS

279868 Which one of the following is the important characteristic of modern form of currency?

1 It is made from precious metal.
2 It is made from thing of everyday use.
3 It is authorised by the commercial banks.
4 It is authorised by the Government of the country. 1Mark
MONEY and CREDITS

279721 Assertion (A): Banks charge a higher interest rate on loans than what they offer on deposits. Reason (R): The difference between what is charged from borrowers and what is paid to depositors is their main source of income.

1 Both assertion and reason are true, and reason is the correct explanation of assertion.
2 Both assertion and reason are true, but reason is not the correct explanation of assertion.
3 Assertion is true, but reason is false.
4 Both assertion and reason are false. 1Mark
MONEY and CREDITS

279722 If credit facility applied for is rejected, the reasons therefore should be briefly mentioned in the __________.

1 Loan applications received and disposal register.
2 Opinion reports
3 Loan rejection register
4 None of the above 1Mark