279788
The most important reason for an investor to prefer a bank deposit is _________.
1 The credit worthiness of the Bank.
2 The Bank does not invest in the securities.
3 The Bank offers a guarantee.
4 All of the above. 1Mark
Explanation:
The Bank offers a guarantee. Creditworthiness is how a lender determines that you will default on your debt obligations, or how worthy you are to receive new credit. Your creditworthiness is what creditors look at before they approve any new credit to you. Banks offer lower interest rates on saving account as compared to term deposits. It is because of this reason, investors opt for term deposit accounts.
MONEY and CREDITS
279789
Bad advances of a Bank are called ________.
1 Bad debt
2 Book debt
3 Non-performing assets
4 Out-of-order accounts 1Mark
Explanation:
Non-performing assets
MONEY and CREDITS
279790
Standard and Poor's is a Credit Rating Agency of international repute. Which of the following is one such agency of Indian origin?
1 IBA
2 BASEL
3 SEBI
4 CRISIL 1Mark
Explanation:
CRISIL CRISIL (formerly Credit Rating Information Services of India Limited) is an Indian analytical company providing ratings, research, and risk and policy advisory services and is a subsidiary of American company S&P Global. CRISIL, was the first credit rating agency in India, introduced in 1988 by the ICICI and UTI jointly with share capital coming from SBI, LIC and United India Insurance Company. In April 2005, US based credit rating agency S&P acquired the majority shares of company.
MONEY and CREDITS
279791
Which system has been replaced by 'Money as a medium of exchange'?
1 Exhange System
2 Commodity System
3 Barter System
4 Double coincidence of wants 1Mark
Explanation:
Barter System Barter System has been replaced by 'Money as a medium of exchange'.
279788
The most important reason for an investor to prefer a bank deposit is _________.
1 The credit worthiness of the Bank.
2 The Bank does not invest in the securities.
3 The Bank offers a guarantee.
4 All of the above. 1Mark
Explanation:
The Bank offers a guarantee. Creditworthiness is how a lender determines that you will default on your debt obligations, or how worthy you are to receive new credit. Your creditworthiness is what creditors look at before they approve any new credit to you. Banks offer lower interest rates on saving account as compared to term deposits. It is because of this reason, investors opt for term deposit accounts.
MONEY and CREDITS
279789
Bad advances of a Bank are called ________.
1 Bad debt
2 Book debt
3 Non-performing assets
4 Out-of-order accounts 1Mark
Explanation:
Non-performing assets
MONEY and CREDITS
279790
Standard and Poor's is a Credit Rating Agency of international repute. Which of the following is one such agency of Indian origin?
1 IBA
2 BASEL
3 SEBI
4 CRISIL 1Mark
Explanation:
CRISIL CRISIL (formerly Credit Rating Information Services of India Limited) is an Indian analytical company providing ratings, research, and risk and policy advisory services and is a subsidiary of American company S&P Global. CRISIL, was the first credit rating agency in India, introduced in 1988 by the ICICI and UTI jointly with share capital coming from SBI, LIC and United India Insurance Company. In April 2005, US based credit rating agency S&P acquired the majority shares of company.
MONEY and CREDITS
279791
Which system has been replaced by 'Money as a medium of exchange'?
1 Exhange System
2 Commodity System
3 Barter System
4 Double coincidence of wants 1Mark
Explanation:
Barter System Barter System has been replaced by 'Money as a medium of exchange'.
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MONEY and CREDITS
279788
The most important reason for an investor to prefer a bank deposit is _________.
1 The credit worthiness of the Bank.
2 The Bank does not invest in the securities.
3 The Bank offers a guarantee.
4 All of the above. 1Mark
Explanation:
The Bank offers a guarantee. Creditworthiness is how a lender determines that you will default on your debt obligations, or how worthy you are to receive new credit. Your creditworthiness is what creditors look at before they approve any new credit to you. Banks offer lower interest rates on saving account as compared to term deposits. It is because of this reason, investors opt for term deposit accounts.
MONEY and CREDITS
279789
Bad advances of a Bank are called ________.
1 Bad debt
2 Book debt
3 Non-performing assets
4 Out-of-order accounts 1Mark
Explanation:
Non-performing assets
MONEY and CREDITS
279790
Standard and Poor's is a Credit Rating Agency of international repute. Which of the following is one such agency of Indian origin?
1 IBA
2 BASEL
3 SEBI
4 CRISIL 1Mark
Explanation:
CRISIL CRISIL (formerly Credit Rating Information Services of India Limited) is an Indian analytical company providing ratings, research, and risk and policy advisory services and is a subsidiary of American company S&P Global. CRISIL, was the first credit rating agency in India, introduced in 1988 by the ICICI and UTI jointly with share capital coming from SBI, LIC and United India Insurance Company. In April 2005, US based credit rating agency S&P acquired the majority shares of company.
MONEY and CREDITS
279791
Which system has been replaced by 'Money as a medium of exchange'?
1 Exhange System
2 Commodity System
3 Barter System
4 Double coincidence of wants 1Mark
Explanation:
Barter System Barter System has been replaced by 'Money as a medium of exchange'.
279788
The most important reason for an investor to prefer a bank deposit is _________.
1 The credit worthiness of the Bank.
2 The Bank does not invest in the securities.
3 The Bank offers a guarantee.
4 All of the above. 1Mark
Explanation:
The Bank offers a guarantee. Creditworthiness is how a lender determines that you will default on your debt obligations, or how worthy you are to receive new credit. Your creditworthiness is what creditors look at before they approve any new credit to you. Banks offer lower interest rates on saving account as compared to term deposits. It is because of this reason, investors opt for term deposit accounts.
MONEY and CREDITS
279789
Bad advances of a Bank are called ________.
1 Bad debt
2 Book debt
3 Non-performing assets
4 Out-of-order accounts 1Mark
Explanation:
Non-performing assets
MONEY and CREDITS
279790
Standard and Poor's is a Credit Rating Agency of international repute. Which of the following is one such agency of Indian origin?
1 IBA
2 BASEL
3 SEBI
4 CRISIL 1Mark
Explanation:
CRISIL CRISIL (formerly Credit Rating Information Services of India Limited) is an Indian analytical company providing ratings, research, and risk and policy advisory services and is a subsidiary of American company S&P Global. CRISIL, was the first credit rating agency in India, introduced in 1988 by the ICICI and UTI jointly with share capital coming from SBI, LIC and United India Insurance Company. In April 2005, US based credit rating agency S&P acquired the majority shares of company.
MONEY and CREDITS
279791
Which system has been replaced by 'Money as a medium of exchange'?
1 Exhange System
2 Commodity System
3 Barter System
4 Double coincidence of wants 1Mark
Explanation:
Barter System Barter System has been replaced by 'Money as a medium of exchange'.